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Bills Must Be Paid Trainer [v1.0.0]: stress, energy, cash, debt

+54 v1.0.0 — Oct 12, 2026
Trainer ◆ Official

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Description

Bills Must Be Paid — You're broke, smash piggy banks, bills must be paid. A short active incremental game. Get money, upgrade, and get debt free!. The trainer covers that title's own grind: stress, energy, cash, debt.

The official MoggyDay +54 trainer for Bills Must Be Paid (v1.0.0) opens in TrainerHub: options by tab, not a borrowed list. Keep it nearby to speed farming, cut grind, or get through a tough stretch. The full list is in the functions block below.

Download the Bills Must Be Paid trainer from this MoggyDay page: launcher archive, game card inside. The pack updates with patches, and the function list matches the launcher.

Functions

Needs
  • Infinite Stress (Num 1)
  • Edit Stress (Num 2)
  • Edit Max Stress (Num 3)
  • Stress Drain Rate (Num 4)
  • Stress Multiplier (Num 5)
  • Stress Gain Rate (Alt+Num 7)
  • Stress Never Decreases (Alt+Num .)
  • No Stress Cap (Shift+F1)
  • Min Stress (Shift+F5)
  • Freeze Stress (Shift+F9)
Player
  • Infinite Energy (Num 6)
  • Edit Energy (Num 7)
  • Edit Max Energy (Num 8)
  • Energy Drain Rate (Num 9)
  • Energy Multiplier (Num 0)
  • Energy Gain Rate (Alt+Num 8)
  • Energy Never Decreases (Alt+Num *)
  • No Energy Cap (Shift+F2)
  • Min Energy (Shift+F6)
  • Freeze Energy (Shift+F10)
Economy
  • Infinite Cash (Num .)
  • Edit Cash (Num *)
  • Cash Multiplier (Num +)
  • Infinite Debt (Num -)
  • Edit Debt (Ctrl+Num 1)
  • Debt Multiplier (Ctrl+Num 2)
  • Bills Auto Paid (Ctrl+Num 3)
  • No Overdue Penalty (Ctrl+Num 4)
  • Cash Gain Rate (Alt+Num 9)
  • Debt Gain Rate (Alt+Num 0)
  • Cash Never Decreases (Alt+Num +)
  • Debt Never Decreases (Alt+Num -)
  • No Cash Cap (Shift+F3)
  • No Debt Cap (Shift+F4)
  • Min Cash (Shift+F7)
  • Min Debt (Shift+F8)
  • Freeze Cash (Shift+F11)
  • Freeze Debt (Shift+F12)
Progress
  • Work Instant Complete (Ctrl+Num 5)
Time
  • Skip Month (Ctrl+Num 6)
  • Freeze Time (Alt+Num 2)
  • Slow Motion (Alt+Num 3)
  • Set Game Speed (Alt+Num 5)
Social
  • Landlords Always Kind (Ctrl+Num 7)
Unlocks
  • Unlock All Jobs (Ctrl+Num 8)
  • Unlock All Apartments (Ctrl+Num 9)
  • Unlock All Endings (Ctrl+Num 0)
  • Unlock All Upgrades (Ctrl+Num .)
Movement
  • Super Speed (Ctrl+Num *)
  • No Fall Damage (Ctrl+Num +)
  • Set Player Speed (Alt+Num 6)
Misc
  • Save Position (Ctrl+Num -)
  • Load Position (Alt+Num 1)
  • Instant Save (Alt+Num 4)

Supported version

Steam Bills Must Be Paid. Solo, offline, or custom — not competitive online.

How to install

Install from TrainerHub and press Play. The Bills Must Be Paid card is in the archive.

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